Privacy Policy

At One Legacy Brokers, we are committed to protecting the privacy and confidentiality of the personal information you provide to us when using our mortgage brokerage services. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in accordance with applicable privacy laws. Please take the time to read and understand this Privacy Policy to ensure your confidence in entrusting us with your personal information.

1. Collection of Personal Information: We may collect the following types of personal information from you, but not limited to:

• Contact information (e.g., name, address, email address, telephone number)
• Financial information (e.g., income, employment details, assets, liabilities)
• Mortgage and property information (e.g., property value, loan details)
• Identification information (e.g., date of birth, social security number, government-issued identification)

We collect this information directly from you, through our website, over the phone, by email, or in person, with your consent and for the purposes outlined in section 2.

1. Use of Personal Information: We may use your personal information for the following purposes:

• Assessing your eligibility for mortgage products and services
• Providing mortgage brokerage services tailored to your needs
• Verifying your identity and conducting credit checks
• Communicating with you regarding your mortgage application or other related services
• Processing payments and facilitating the mortgage application process
• Complying with legal and regulatory requirements
• Improving our services and enhancing customer experience

1. Disclosure of Personal Information: We may disclose your personal information to the following entities, only to the extent necessary for the purposes outlined in section 2:

• Lenders, credit agencies, and mortgage insurers involved in your mortgage application
• Legal and regulatory authorities, as required by law or to protect our rights and interests

1. Consent and Choices: By using our mortgage brokerage services and providing your personal information to us, you consent to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy. You have the right to withdraw your consent at any time by contacting us using the information provided in section 7. However, please note that withdrawal of consent may limit our ability to provide certain services to you.
2. Security and Retention: We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. We maintain appropriate physical, technical, and administrative safeguards to secure your information. We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law.
3. Third-Party Websites: Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of those websites before providing any personal information.
4. Contact Us: If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your personal information, please contact us.

1. Changes to the Privacy Policy: We reserve the right to modify or update this Privacy Policy at any time. Any changes will be effective upon posting the revised Privacy Policy on our website. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your personal information.

By using our mortgage brokerage services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms and conditions.